Why should voters trust you with their vote on Pinellas County property appraisals? You should be someone who understands that the appraisers who determine how much your home is worth are often the people who will determine how much they sell your house for. Why shouldn't voters support you, then? Because they know that you understand that fair market value is not necessarily the same thing as price and that neither is a home worth more or less than the one you own.
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You see, Pinellas County property values have declined steadily over the past couple of years, to the point where many homes are now worth less than the cost of their construction. That's a pretty scary thought, doesn't it? And it's not an isolated phenomenon. The nation as a whole has been experiencing an historic real estate decline, and in many places it has been mirrored in its local housing markets. Why should voters trust your office with the job of protecting Pinellas County property values, then?
There are two major reasons why voters should support you by electing a pinellas county property appraiser who understands the link between equity and affordability. One of them relates to the role of taxation. Property values are reduced when property taxes increase. In Pinellas County, this tax increase was implemented to help pay for new public schools. Needless to say, that's a bad idea.
Why You Need a Pinellas County Property Appraiser
Now, there may be some disagreement among qualified real estate agents as to how much a homestead exemption actually is. But there's no doubt about it: No property owner should be required to pay income tax on his or her home. That makes sense, right? It makes logical sense from a savings standpoint--and it's just common sense. A qualified pinellas county property appraiser would recognize that this is a horrible misstep by the legislature.
A second reason why you need an independent assessor when evaluating the condition of your local community is related to the questionable practice of homestead exemption. You see, homestead exemptions are designed to encourage property owners to build more residential units in their communities. That is a noble ideal; but in Pinellas County, home owners have been discovering that they can get an exemption on up to three times their homestead value when applying for this special tax break. This can amount to a huge windfall for owners, especially those who have enjoyed a steady increase in their homes' market values over the years.
A third reason why an independent appraiser could provide better advice to home and business owners is because they are not tied to any specific political establishment. Appraisals can vary wildly from area to area, and the homestead exemption provisions vary from one county to another. This means that a professional appraiser--one who has had many years of experience using these exemption laws--can offer a more rounded assessment of a property's value.
While the practice of hiring a Pinellas County property appraiser may seem odd, it is an investment in your community's future. Appraisals are a part of real estate investment, as are home and business assessments. Why not take advantage of both of them? The county government shouldn't have to do it for you.
In addition, public office or non-profit agencies may sometimes have their own appraisers. These individuals should have no conflict of interest in making unfair assessments against your home. There are even some counties in which it is illegal for anyone but a licensed real estate agent to make assessments on residential or commercial properties. While some people think this is a violation of the Fair Assessment Act, other counties have historically had this provision in place to protect their residents.
Of course, the most important reason to hire a Pinellas County property appraiser is to get a fair assessment. Fair assessments are vital for the support of local, state and federal programs. Fair assessments allow a property owner to save money on property taxes and ultimately, keep more money in his or her pocket. This allows the property owner to either save money and defer property taxes, or pay higher taxes and get behind in payments. An independent appraiser can help a property owner save both.
A reputable and independent certified real estate appraiser will always provide a certified letter of estimate, or FGI, when requesting an appraisal. This letter of estimate provides the basis for all county and city property values. The Pinellas County property appraiser uses the FGI as the basis for making any non-ad valorem assessments of value on a house or similar property. Non-ad valorem assessments are not used for tax bill valuation; rather, the county will use an Assessor's Valuation System to determine the fair market value of the property. Whether a house is assessed with a fair market value using an Assessor's Valuation System or an Assessor's Expected Value, the tax bill will still reflect an Assessor's Non-Ad Valorem Assessment.
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